If you are like 60 percent of consumers, you haven’t developed a retirement plan. Proactive workers meet with a financial advisor every five to ten years or whenever they have a major income or life change.
It’s never too late in your working life for a first-time consultation with a retirement planner, even for individuals on the brink of retirement. Once you have retired or made choices for drawing a pension or Social Security, options are fewer.
It’s essential to seek the guidance of a retirement planner to protect your finances. Ask friends for recommendations. I consult with Sequoia.